Hi. This is my first blog so please bare with me as I work out what I am doing.
I work for a non bank lender and am always asked about real estate. You see no one actually wants to buy a home loan.....what they really want is the home and the loan is only the means to get the home. The first thing that I am usually told is that I'M THINKING OF BUYING A HOME! Then comes how much can I borrow?
Now this is where I'm different to lots of other lenders.....you see I agree that the home is the most important question, this what we should be spending most of our time talking about and the mechanics of getting the right loan with as little stress as possible is my job. BUT to get you the right loan solution, I should really be asking questions about the home and what your short and long term goals are.
It should be my job to make the process as easy and stress free as is possible. My goal is to find you the right loan solution based on your personal needs and wants and where you want to be in the future.
Now in lots of conversations I've found that there are lots of common questions that people of all ages have about getting the right loan. In response I have been writing newsletters based on these common questions.
Recently some of my clients have been encouraging me to write a plain english guide book. So I have decided that I might write some of my ideas here and also ask for questions that you would like to have answered. I suppose I am asking if you could be my test audience and contributors to see if my clients and I are on the right track.
My first article will be about two common questions....how much can I borrow and what properties can you show me. Did you know that asking these questions in the right way and being prepared can save you thousands of dollars?
Check back in on Monday to see how!
Thursday, May 31, 2007
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